Frequently Asked Questions
Help Dreams Happen
Should I Schedule a Meeting?
Am I the right fit to work with ANTOLINO?
We work with great people, typically business owners and professionals with a future brighter than their past. They are ready to delegate some of their financial oversight so they can put time back in their pocket and lead a more impactful life.
How do you typically add value to new clients?
Most new clients come to us with opportunities, questions, or concerns that extend beyond investments alone. We help organize your financial life, identify planning opportunities, improve tax efficiency, align your investments with your goals, and create a clear strategy so you can make confident decisions about your future with greater levels of confidence.
What makes ANTOLINO different from other financial advisors?
Our focus is on managing your cash flow and investments to produce the highest portfolio returns based on the risk you are willing to take, while minimizing taxes where possible. We strive to go deeper to understand your goals, values, and vision for life, then build a comprehensive strategy around them. By combining financial planning, investment management, tax awareness, and a highly personalized client experience, we help bring clarity and direction to your financial journey.
Can you help me reduce my taxes?
While we do not prepare tax returns, tax planning is an important part of our process. As your Tax Scout™, we regularly identify opportunities to improve tax efficiency through investment strategies, retirement planning, charitable giving, business planning, and coordination with your CPA to help keep more of your hard-earned money working toward your goals. Most CPA’s do great work, but focus on looking backwards to keep you tax-compliant. We typically partner with CPA’s to look forward and proactively implement ideas that will save you on taxes now and in the future.
What are your minimums?
We like to work with great clients that have a future brighter than their past. Our minimums vary based on the complexity of your situation and the services needed. We encourage you to schedule a brief conversation so we can learn more about your goals and determine whether our services are the right fit for your needs.
What Happens Next?
What happens at a typical introductory chat?
Our introductory conversation is relaxed and focused on getting to know each other. We will learn about your goals, current financial situation, and what prompted you to reach out. You will also have the opportunity to ask questions about our process, services, and approach. By the end of the conversation, we will discuss whether there is a potential fit and outline possible next steps to work together. There is no cost to an intro meeting and you don’t need to “bring in statements” or other financial info for your first meeting. Simply show up and we’ll have a relaxed conversation so both parties can feel comfortable moving forward and working together (or not).
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How We Work
How will you manage my money?
We utilize our ABC’s of Cash Flow™ as a foundation for your portfolio asset allocation. Every portfolio we manage is designed around your unique goals, timeline, and comfort with risk. We use a disciplined, evidence-based investment approach that emphasizes diversification, thoughtful asset allocation, and long-term decision-making rather than reacting to short-term market movements. We strive to help you maximize investment returns without taking on unnecessary risk.
Will I get a financial plan?
Yes. Financial planning through our proprietary process The UltraVision System® is at the heart of what we do. Depending on your needs, your plan may cover retirement, taxes, cash flow, education funding, insurance, estate planning, charitable giving, and other key financial decisions. We view planning as an ongoing process, not a one-time document. If you are mainly interested in help with investment management, we can limit the time we spend on the plan.
Are you a fiduciary?
Yes. We act as fiduciaries and are committed to putting our clients' interests first. This means we provide advice that is intended to serve your best interests and make recommendations based on your unique goals and circumstances.
Are you "fee-only"?
We have been in business since 1960. A small part of our legacy business through Antolino & Associates leverages insurance products, which typically have commissions. For this reason, we are considered “fee-based”. Our RIA firm Antolino Wealth Advisors will never sell any commissioned products or insurance services. About 95% of our business is on the fee-only RIA side of the house, charging transparent financial planning fees or Investment Management fees. As fiduciaries, we are held to a high standard and always act in our clients’ best interest. We welcome a conversation on this topic and why we believe we are set up to serve clients better than firms who are strictly “fee only”, who have no ability to help their clients directly with insurance products.
How much do you charge?
We charge a nominal fee for The UltraVision System® (financial plan). Investment management and an ongoing relationship is typically an assets under management fee. A standard asset management fee for a $5M client might be .70% (70 basis points) annually. Every customer has unique needs. We have maximum customization and like to get to know someone and their situation before quoting an official fee arrangement.