As the cost of a college education continues to rise, outpacing the rate of inflation, it is becoming beyond the reach of most people unless they have planned early on. For people starting a college savings plan today, questions arise as to the best way to save. For such an important and long...

As the cost of a college education continues to rise, outpacing the rate of inflation, it is becoming beyond the reach of most people unless they have planned early on. For people starting a college savings plan today, questions arise as to the best way to save. For such an important and long...

I own a business. Are there any creative ways I can use life insurance in my business? Answer: You can use life insurance in several ways to help your business. You might consider purchasing a key-person life insurance policy that covers the loss of services when a key employee or...

Life insurance is an agreement between you (the policy owner) and an insurer. Under the terms of a life insurance policy, the insurer promises to pay a certain sum to a person you choose (your beneficiary) upon your death, in exchange for your premium payments. Proper life insurance coverage...

In January 2013, the Consumer Financial Protection Bureau released a new mortgage rule which mandates stricter lending requirements for mortgage lenders. Even though lenders have until January 2014 for final compliance with the rule, many lenders have begun to tighten up their lending...

Caring for Your Aging Parents Caring for your aging parents is something you hope you can handle when the time comes, but it's the last thing you want to think about. Whether the time is now or somewhere down the road, there are steps that you can take to make your life (and theirs) a little...